Bowling & Kugler Realty: Adjustable/Fixed Rates Comparison

Characteristics	Adjustable	Fixed
Loan amount		$
Loan term (years)
Interest rate
Months between adjustments
Maximum rate change/adjustment
Minimum rate
Maximum rate

MONTHLY PAYMENTS:
Total first monthly payment	$	$
Total cost of loan after 3 years	$	$
Total cost of loan after 7 years	$	$
Total cost of loan after 10 years	$	$
Total cost of loan after 20 years	$	$
Total cost of loan (held to original term)	$	$

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