Bowling & Kugler Realty

5 acres Lot D Phillips Rd Lot D Union Twp, OH 45036

Listing Information
Price	$165,000
Listing Number	1740491

Driving Directions
I71 to Exit 32, S on 123, R on Phillips. Near the Corner of Phillips Rd and Wood Rd.

View Property on Map

Agent Remarks
Last Lot Left in Cluster! So much potential in this 5.0246 acre Single Family flat lot on Phillips Rd near Wood Rd. Water and Electric at street. Bring your own Builder and Build your Dream Home. Some restrictions apply. Neighboring properties Building Homes for $750K+. Lot Cannot be split. Buyer to install septic/mound per county. Less than 5 min to I71.

Property Information

Mortgage Calculator

More Information

General Information
Property Type	Land
Style	Residential Unimproved Land
County	Warren
Subdivision	Salem Township
Zip Code	45036
School District	Lebanon City SD
Listing Number	1740491

Additional Information
Lot Dimensions	300x720
Water	Public
Sewer	None
Occupancy	Close Of Escrow

Land Information
Best For	Single Family

Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

Request more information about this property:

This listing courtesy of Michelle R Sloan (513-492-9472), Re/Max Time (513-492-9472). All Information is believed accurate, but is NOT guaranteed.

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Bowling & Kugler Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.