Bowling & Kugler Realty

4010 Clifton Ave Cincinnati, OH 45220

Listing Information
Price	$475,000
Listing Number	1763063

Driving Directions
Clifton Ave, across from Amazon Ave

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Agent Remarks
Great opportunity for your private acreage in the gaslight district of Clifton. Almost 3.5 acres, of wooded land. Owner has preliminary drawings for 5 lots over half acre each. Possibility for private acreage or divide into additional lots. Surrounded by higher valued homes. Owner is willing to subdivide acreage into lots, contact agent for more information.

Property Information

Mortgage Calculator

More Information

General Information
Property Type	Land
Style	Acreage
County	Hamilton
Subdivision	Clifton
Zip Code	45220
School District	Cincinnati City SD
Listing Number	1763063

Additional Information
Lot Dimensions	Irr
Gas	Natural
Water	Public
Sewer	Public
Occupancy	At Closing
Semi-Annual Taxes	$2,059.12

Land Information
Total Acres	3.46
Transportation	City Street
Wooded Acreage	0
Elevation	Hilly
Cleared Acreage	0
Wooded	Partly
Best For	Resid. Multi Family
Frontage	0
Easements	Of Record

Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

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This listing courtesy of Michael T Tekulve (513-305-0921), TREO REALTORS (513-731-8736). All Information is believed accurate, but is NOT guaranteed.

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Bowling & Kugler Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.