Bowling & Kugler Realty

491 Grand AVE Sabina, OH 45169

Listing Information
Price	$99,900
Listing Number	1768515

Driving Directions
I-71 North to exit 45, Left on OH03 to Grand Avenue in Sabina

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Agent Remarks
Two bedrooms, living room, 1 bath, kitchen. An additional 1 bedroom, living room with kitchen in detached building. Large yard, boiler heat.

Property Information

Mortgage Calculator

More Information

General Information
Property Type	Residential
Style	Single Family Residence
County	Clinton
Subdivision	Sabina
Zip Code	45169
School District	East Clinton LocalSD
Listing Number	1768515

Bedroom Information
Beds	2
Primary Bedroom	12 x 12	L: 1

Bathroom Information
Baths	1.0
Primary Bath		L: First

Property Features
Property SqFt.	780
Basement	None
Cars	0
Parking	Driveway
Windows	Vinyl Window(s)
Heating	Forced Air, Natural Gas
Cooling	None

Additional Information
Levels	One
Construction	Vinyl Siding
Architecture	Ranch
Lot Dimensions	50 x 150
Water	Public
Sewer	Public Sewer
Foundation	Slab
Occupancy	Subject To Tenant Rights
Semi-Annual Taxes	$470.00

Room Information
Rooms	4
Living	0 x 0	L: 1
Kitchen	12 x 14	L: 1
Great Room	12 x 16	L:
Laundry	8 x 12	L: 1

Additional Features
Appliances	Gas Water Heater, Oven, Refrigerator

Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

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This listing courtesy of Teresa Johnson (513-489-2100), Comey & Shepherd (513-489-2100). All Information is believed accurate, but is NOT guaranteed.

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Bowling & Kugler Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.